girl holding her mom

It is crucial to acknowledge the pressing financial difficulties widows encounter, especially as they age. The numbers paint a concerning picture: presently, 20% of women over 65 are grappling with poverty, with a significant portion being single and relying solely on social security payments. Furthermore, the longevity gender gap compounds the issue, as 50% of…

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family holding kids

The prevailing tendency among financial services professionals to overlook the integration of home equity planning or reverse mortgages into their practices is, in my perspective, a notable shortcoming. The omission of home equity and reverse mortgages from the financial planning process arguably stands out as the most significant failure within the current state of the…

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